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Rate Are Low. Is Now A Good Time To refinance?
A.
When interest rates fall, a homeowner should definitely call a
lender about refinancing, but he or she should discuss their entire
financial situation and goals before making any final decision.
Is your
goal to lower your monthly payment? Consolidate debts? Get cash out for
large purchases? Change your interest deduction expense for your taxes?
After Applying for a refinance quote ask
the lender
offering best rates to provide a couple of refinancing scenarios for you,
showing how your loan term length, monthly payment and your total interest
expense on the loan will change.
After looking at these scenarios, it will
be clear whether or not you should refinance.
refinance
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